136a Chocolate Hole

Cruz Bay | St. John

The Fabric of

Grand Living

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Sea Glass Properties

Presented At

$1,650,000

Bedrooms

Bathrooms

Living

35,263

SQFT

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 1

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 2

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136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 4

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 5

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136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 11

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 12

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136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 22

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 23

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 24

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 25

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136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 31

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 32

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136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. - Photo 36

136a Chocolate Hole

Cruz Bay | St. John

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands. , Cruz Bay , St. John

Private Caribbean Oasis with Stunning Sea Views

Sea Glass Properties is a group of the most competitive Real Estate agencies in the Caribbean region specializing in the island lifestyle and client relationships. Between our real estate expertise and outstanding dedication, our agencies provide unparalleled real estate services in the US Virgin Islands. Your customers will benefit from our agencies’ vast experience and market knowledge. Each transaction enhances our knowledge, skill, and expertise, and we know the Virgin Islands’ market better than anyone else.

Exterior

Property

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Property Location

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands., Cruz Bay St. John

Local Weather & Climate

Cruz Bay, St. John

Current Conditions Updated recently

78 °F

Overcast clouds

Feels Like 79°F

Humidity 74%

Wind 23 mph

Visibility 6.2 mi

Sunrise 10:32 AM

Sunset 10:27 PM

5-Day Forecast

Tue 10 Mar

Rain

High 78°

Low 78°

Wed 11 Mar

Rain

High 78°

Low 77°

Thu 12 Mar

Rain

High 78°

Low 77°

Fri 13 Mar

Rain

High 78°

Low 75°

Sat 14 Mar

Clear

High 78°

Low 77°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Cruz Bay?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
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Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
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Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$165,000,000

136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands.

Cruz Bay, St. John

2 Beds

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Market Opinion

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Our perspective on current market conditions in Cruz Bay. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $165,000,000 20% down ($33,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$14,178/day

Your home may appreciate while you sleep

$99,522/week $431,260/mo $5,175,120/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$90.8M

+$128.8M

$128.8M Potential Equity

vs $90.8M lost to rent over 10 years

$33.0M Down Payment Growth

3.9x

10yr

$128.8M

8.1x

20yr

$266.6M

12.6x

30yr

$416.7M

Wealth Comparison

×992

Equivalent to 992 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $416.7M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $194.3M +18%

Market $224.7M +36%

Optimistic $259.3M +57%

$128.8M est. equity

20 Years

Conservative $228.8M +39%

Market $306.0M +85%

Optimistic $407.5M +147%

$266.6M est. equity

30 Years

Conservative $269.5M +63%

Market $416.7M +153%

Optimistic $640.4M +288%

$416.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands have?

This house at 136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands features 2 bedrooms with 35,263 square feet of living space.

What is the size of 136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands?

This property offers 35,263 square feet of living space.

What is the listing price for 136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands?

This property is listed at $165,000,000, which equals $4679 per square foot.

Is now a good time to buy a home in Cruz Bay?

Based on current market indicators, Cruz Bay shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 136a Chocolate Hole, St. John, VIRGIN ISLANDS (U.S.), Cruz Bay, St. John, U.S. Virgin Islands?

This is a house located in Cruz Bay, St. John. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: